Curriculum › Grades 3-5 › Life Skills & Career Paths

Ways to Earn Money

  • Grades 3-5
  • Life Skills & Career Paths
  • JS:EI-1
  • Earning & Careers
  • Free lesson

Aligned to JS:EI-1 — Jump$tart National Standards in K-12 Personal Finance Education & Advance CTE Career Clusters.

What this lesson teaches

Money comes from doing work someone else values. At your age that might be an allowance for chores, or a small job for a neighbor. The pattern is the same as a grown-up job: you agree on the work and the pay before you start, then you do what you agreed.

Worked examples

Example 1

A neighbor pays you $5 to rake their leaves. You agreed on the price and the job before you started, so nobody is surprised at the end.

Example 2

Two jobs can pay the same but take very different time. $10 for two hours of yard work is $5 an hour; $10 for walking a dog twice is much more per hour.

Example 3

If you do not finish what you agreed to, you do not get paid the full amount. That is true at 10 and at 30.

Practice questions

  1. List three ways someone your age could earn money.
  2. Pick one and work out how much you would earn per hour.
  3. Why is it important to agree on the pay before the work starts?

Watch the lesson

Every lesson comes with a video taught in English and Spanish — the same video the QR code in the printed workbook opens.

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En español

Formas de ganar dinero

El dinero viene de hacer un trabajo que alguien más valora. A tu edad puede ser una mesada por quehaceres, o un trabajito para un vecino. El patrón es igual que en un trabajo de adulto: acuerdas el trabajo y el pago antes de empezar, y luego cumples lo acordado.

Ejemplo 1: Un vecino te paga $5 por rastrillar sus hojas. Acordaron el precio y el trabajo antes de empezar, así que nadie se sorprende al final.

Ejemplo 2: Dos trabajos pueden pagar lo mismo y tomar tiempos muy distintos. $10 por dos horas de jardín son $5 por hora; $10 por pasear a un perro dos veces es mucho más por hora.

Ejemplo 3: Si no terminas lo que acordaste, no te pagan la cantidad completa. Eso es cierto a los 10 años y a los 30.

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